Topstep vs FundingPips

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPSTEP DETAILS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

+Min challenge cost of $29 is well below the industry average of $186.7, making entry highly affordable.
+Max funding of $2,000,000 is more than double the industry average of $839,272.7.
+Days to first payout of 2 is significantly faster than the industry average of 6.5 days.
+Weekend holding, news trading, and EA use are all permitted, offering broad trading flexibility.

−Profit split of 80% is below the industry average of 84.7%, giving traders a smaller earnings share.
−Overall drawdown of 10% exceeds the industry average of 7.9%, requiring traders to absorb larger losses.
−No fee refund is offered, meaning traders cannot recover the challenge cost upon passing.

Topstep

Trust score 72/100. Slower payouts at 3d. 90% profit split.

FundingPips

Not yet rated by PropDNA traders. Faster payouts at 2d. 80% profit split.