RISK

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HEAD-TO-HEAD COMPARISON · 2026

FundingPips vs FXIFY

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

FundingPips
FPIP
FundingPips
✓ VERIFIEDEST. 2022
FXIFY
FXFY
FXIFY
EST. 2022
FUNDINGPIPS
METRIC
FXIFY
78/100TIE
TRUST SCORE
TIE78/100
0/5TIE
RATING
TIE0/5
80%TIE
PROFIT SPLIT
TIE80%
$2,000,000BETTER
MAX FUNDING
—$400,000
$29BETTER
MIN COST
—$32
2dBETTER
PAYOUT DAYS
—7d
—
PASS RATE
15%
0TIE
REVIEW COUNT
TIE0

FUNDINGPIPS DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Crypto, Indices, Metals, Energies
PLATFORMS
MT5, cTrader, Match-Trader, TradeLocker

FXIFY DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Commodities, Metals, Crypto
PLATFORMS
MT4, MT5
TYPES
forex, multi-asset, fast-payout

FundingPips PROS

  • +Min challenge cost of $29 is well below the industry average of $186.7, making entry highly affordable.
  • +Max funding of $2,000,000 is more than double the industry average of $839,272.7.
  • +Days to first payout of 2 is significantly faster than the industry average of 6.5 days.
  • +Weekend holding, news trading, and EA use are all permitted, offering broad trading flexibility.

FundingPips CONS

  • −Profit split of 80% is below the industry average of 84.7%, giving traders a smaller earnings share.
  • −Overall drawdown of 10% exceeds the industry average of 7.9%, requiring traders to absorb larger losses.
  • −No fee refund is offered, meaning traders cannot recover the challenge cost upon passing.

FXIFY PROS

  • +Minimum challenge cost of $32 is well below the industry average of $186.7.
  • +On-demand payouts offer more flexibility than fixed payout schedules.
  • +Max funding of $400,000 is well above the industry average of $839,272.7 — note: still below average but competitive among mid-tier firms.
  • +EA/automated trading and weekend holding are both permitted, supporting diverse strategies.

FXIFY CONS

  • −Profit split of 80% is below the industry average of 84.7%.
  • −News trading is not allowed, restricting a widely used trading approach.
  • −Pass rate of only 15% suggests the challenge conditions are difficult to complete successfully.

PROPDNA VERDICT

FundingPips
Higher trust score (78/100). Faster payouts at 2d. 80% profit split.
FXIFY
Higher trust score (78/100). Slower payouts at 7d. 80% profit split.

RELATED LINKS

FundingPips Full Review →FXIFY Full Review →All Comparisons →
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