RISK

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HEAD-TO-HEAD COMPARISON · 2026

FundingPips vs FTMO

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

FundingPips
FPIP
FundingPips
✓ VERIFIEDEST. 2022
FTMO
FTMO
FTMO
✓ VERIFIEDEST. 2015
FUNDINGPIPS
METRIC
FTMO
78/100BETTER
TRUST SCORE
—61/100
0/5—
RATING
BETTER4/5
80%—
PROFIT SPLIT
BETTER90%
$2,000,000BETTER
MAX FUNDING
—$400,000
$29BETTER
MIN COST
—$155
2dBETTER
PAYOUT DAYS
—14d
—
PASS RATE
22%
0—
REVIEW COUNT
BETTER1

FUNDINGPIPS DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Crypto, Indices, Metals, Energies
PLATFORMS
MT5, cTrader, Match-Trader, TradeLocker

FTMO DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Crypto, Commodities, Metals
PLATFORMS
MT4, MT5, cTrader
TYPES
forex, large-cap, multi-asset, Beginner Friendly, Pro Traders, Fast Payout, Large Cap, crypto

FundingPips PROS

  • +Min challenge cost of $29 is well below the industry average of $186.7, making entry highly affordable.
  • +Max funding of $2,000,000 is more than double the industry average of $839,272.7.
  • +Days to first payout of 2 is significantly faster than the industry average of 6.5 days.
  • +Weekend holding, news trading, and EA use are all permitted, offering broad trading flexibility.

FundingPips CONS

  • −Profit split of 80% is below the industry average of 84.7%, giving traders a smaller earnings share.
  • −Overall drawdown of 10% exceeds the industry average of 7.9%, requiring traders to absorb larger losses.
  • −No fee refund is offered, meaning traders cannot recover the challenge cost upon passing.

FTMO PROS

  • +Profit split of 90% exceeds the industry average of 84.6%.
  • +Fee refund is available
  • +Founded in 2015, giving it one of the longest operational track records in the industry.
  • +Weekend and overnight holding is allowed during evaluation phases.
  • +A recently introduced competitive one-step program.

FTMO CONS

  • −Days to first payout of 14 is more than double the industry average of 6.5.
  • −Profit target of 10% is above the industry average of 8.0%, raising the qualification bar.
  • −News trading is not allowed at funded, restricting strategy options around major economic events.

PROPDNA VERDICT

FundingPips
Higher trust score (78/100). Faster payouts at 2d. 80% profit split.
FTMO
Lower trust score (61/100). Slower payouts at 14d. 90% profit split.

RELATED LINKS

FundingPips Full Review →FTMO Full Review →All Comparisons →
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