RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

TopTier Trader vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TTTR

TopTier Trader

EST. 2021

TOPS

Topstep

✓ VERIFIEDEST. 2012

TOPTIER TRADER

METRIC

TOPSTEP

0/100—

TRUST SCORE

BETTER66/100

0/5—

RATING

BETTER4/5

80%—

PROFIT SPLIT

BETTER90%

$300,000BETTER

MAX FUNDING

—$150,000

$65—

MIN COST

BETTER$49

1dBETTER

PAYOUT DAYS

—7d

—

PASS RATE

28%

0—

REVIEW COUNT

BETTER1

TOPTIER TRADER DETAILS

STEPS: 1-phase
DRAWDOWN: Fixed
MARKETS: Forex
PLATFORMS: MT5, MatchTrader, A-Trader

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

TopTier Trader PROS

+Days to first payout of 1 is exceptional, far below the industry average of 6.5 days
+Min challenge cost of $65 is well below the industry average of $186.7, reducing entry cost
+Single-step funding process beats the industry average of 1.6 steps for faster capital access
+On-demand payout frequency offers maximum withdrawal flexibility for funded traders

TopTier Trader CONS

−Profit split of 80% is below the industry average of 84.7%, reducing trader earnings
−Overall drawdown of 5% is meaningfully below the industry average of 7.9%, offering less buffer
−Max funding of $300,000 is significantly below the industry average of $839,272.7

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

TopTier Trader

Lower trust score (0/100). Faster payouts at 1d. 80% profit split.

START WITH TTTR