HEAD-TO-HEAD · 2026
Topstep vs Upcomers
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | Topstep ✓ VERIFIEDEST. 2012 | Upcomers EST. 2023 |
|---|---|---|
| TRUST SCORE | 69/100BETTER | 50/100 |
| PROFIT SPLIT | 90% | — |
| PAYOUT DAYS | 7d | — |
| MIN COST | $49 | — |
| MAX FUNDING | $150,000 | — |
| RATING | 3/5 | 4.73/5BETTER |
| REVIEW COUNT | 3TIE | 3TIE |
| STEPS | 1-step | — |
| DRAWDOWN | Trailing EOD | — |
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
UPCOMERS DETAILS
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
Upcomers PROS
- +Czech Republic is an EU-member jurisdiction, which may offer relevant regulatory context for European traders.
- +No further data is available to substantiate additional pros at this time.
- +No platform or market data is provided to assess trading conditions.
- +No funding or cost data is available to compare against industry benchmarks.
Upcomers CONS
- −Founded in 2023, making Upcomers a very new firm with minimal operational track record.
- −No profit split, drawdown, funding, or challenge cost data is available for industry comparison.
- −Lack of transparency around key metrics makes it very difficult for traders to make informed decisions.
PROPDNA VERDICT
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RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
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