RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Topstep vs T3 Trading Group

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPS

Topstep

✓ VERIFIEDEST. 2012

T3TG

T3 Trading Group

TOPSTEP

METRIC

T3 TRADING GROUP

66/100BETTER

TRUST SCORE

—0/100

4/5BETTER

RATING

—0/5

90%

PROFIT SPLIT

—

$150,000

MAX FUNDING

—

$49

MIN COST

—

PAYOUT DAYS

—

28%

PASS RATE

—

1BETTER

REVIEW COUNT

—0

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

T3 TRADING GROUP DETAILS

STEPS: -phase
MARKETS: Stocks, Options, Futures
PLATFORMS: Sterling Trader Pro

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

T3 Trading Group PROS

+Offers access to Stocks, Options, and Futures, a broad multi-asset range
+Based in the United States, a highly regulated financial jurisdiction
+Sterling Trader Pro is a professional-grade platform suited for active traders
+Multi-market access provides diversification opportunities unavailable at single-asset firms

T3 Trading Group CONS

−No data provided on profit split, max funding, or challenge cost
−No trading conditions such as drawdown, profit target, or payout terms are available
−Traders cannot meaningfully compare this firm to industry averages without data

PROPDNA VERDICT

Topstep

Higher trust score (66/100). Faster payouts at 7d. 90% profit split.

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