RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Topstep vs PipFarm

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPS

Topstep

✓ VERIFIEDEST. 2012

PFAR

PipFarm

EST. 2023

TOPSTEP

METRIC

PIPFARM

66/100—

TRUST SCORE

BETTER72/100

4/5BETTER

RATING

—0/5

90%BETTER

PROFIT SPLIT

—85%

$150,000—

MAX FUNDING

BETTER$200,000

$49—

MIN COST

BETTER$45

7dTIE

PAYOUT DAYS

TIE7d

28%

PASS RATE

—

1BETTER

REVIEW COUNT

—0

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

PIPFARM DETAILS

STEPS: 1-phase
DRAWDOWN: Fixed
MARKETS: Forex, Indices, Commodities, Metals
PLATFORMS: MT4, MT5
TYPES: forex, fast-payout

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PipFarm PROS

+Minimum challenge cost of $45 is well below the industry average of $186.7.
+Single-step funding process beats the industry average of 1.6 steps to funded.
+Profit split of 85% slightly exceeds the industry average of 84.7%.
+News trading, EA/automated trading, and weekend holding are all permitted.

PipFarm CONS

−Max funding of $200,000 is significantly below the industry average of $839,272.7.
−Days to first payout at 7 is slightly above the industry average of 6.5.
−Founded in 2023, offering a limited operational track record for traders to assess.

PROPDNA VERDICT

Topstep

Lower trust score (66/100). Faster payouts at 7d. 90% profit split.

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