RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Topstep vs OneUp Trader

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPS

Topstep

✓ VERIFIEDEST. 2012

OUPT

OneUp Trader

EST. 2017

TOPSTEP

METRIC

ONEUP TRADER

66/100BETTER

TRUST SCORE

—51/100

4/5TIE

RATING

TIE4/5

90%BETTER

PROFIT SPLIT

—80%

$150,000—

MAX FUNDING

BETTER$250,000

$49BETTER

MIN COST

—$125

7dBETTER

PAYOUT DAYS

—14d

28%

PASS RATE

—

1TIE

REVIEW COUNT

TIE1

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

ONEUP TRADER DETAILS

STEPS: 1-phase
DRAWDOWN: Fixed
MARKETS: Futures
PLATFORMS: NinjaTrader, Sierra Chart, Rithmic
TYPES: futures, large-cap

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

OneUp Trader PROS

+Single-step funding process is faster than the industry average of 1.6 steps.
+Minimum challenge cost of $125 is below the industry average of $186.7.
+Profit target of 6% is below the industry average of 7.9%, making evaluation easier to pass.
+Founded in 2017, making it one of the more established prop firms in the industry.

OneUp Trader CONS

−Days to first payout of 14 is more than double the industry average of 6.5 days.
−Max funding of $250,000 is well below the industry average of $839,272.7.
−Weekend holding is not allowed, restricting trader flexibility over weekends.

PROPDNA VERDICT

Topstep

Higher trust score (66/100). Faster payouts at 7d. 90% profit split.

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