HEAD-TO-HEAD · 2026
Topstep vs OFP Funding
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | Topstep ✓ VERIFIEDEST. 2012 | OFP Funding EST. 2021 |
|---|---|---|
| TRUST SCORE | 69/100BETTER | 65/100 |
| PROFIT SPLIT | 90%BETTER | 80% |
| PAYOUT DAYS | 7d | 2dBETTER |
| MIN COST | $49BETTER | $150 |
| MAX FUNDING | $150,000 | $200,000BETTER |
| RATING | 3/5 | 4.27/5BETTER |
| REVIEW COUNT | 3TIE | 3TIE |
| STEPS | 1-step | 1-step |
| DRAWDOWN | Trailing EOD | Fixed |
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
OFP FUNDING DETAILS
- MARKETS
- Forex, Indices, Commodities
- PLATFORMS
- MT5, TradingView
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
OFP Funding PROS
- +Single-step funding process beats the industry average of 1.6 steps to funded.
- +Days to first payout of 2 days is well below the industry average of 6.5 days.
- +Profit target of 5% is well below the industry average of 7.9%, making it easier to pass.
- +News trading and weekend holding are both permitted.
OFP Funding CONS
- −Profit split of 80% is below the industry average of 84.7%.
- −Min challenge cost of $150 is above the industry average of $186.7 — close to average but notable.
- −Max funding of $200,000 is significantly below the industry average of $839,272.7.
PROPDNA VERDICT
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RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
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