RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Topstep vs Lucid Trading

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPS

Topstep

✓ VERIFIEDEST. 2012

LCDT

Lucid Trading

TOPSTEP

METRIC

LUCID TRADING

66/100BETTER

TRUST SCORE

—0/100

4/5BETTER

RATING

—0/5

90%TIE

PROFIT SPLIT

TIE90%

$150,000

MAX FUNDING

—

$49BETTER

MIN COST

—$90

7d—

PAYOUT DAYS

BETTER1d

28%

PASS RATE

—

1BETTER

REVIEW COUNT

—0

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

LUCID TRADING DETAILS

STEPS: 2-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: NinjaTrader, Tradovate, Rithmic, MotiveWave, QuantTower

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

Lucid Trading PROS

+Profit split of 90% is above the industry average of 84.7%
+Days to first payout of 1 is significantly faster than the industry average of 6.5 days
+On-demand payouts offer maximum flexibility in accessing earned profits
+Wide platform selection including NinjaTrader, Tradovate, Rithmic, MotiveWave, and QuantTower

Lucid Trading CONS

−No max funding data provided, preventing comparison to the industry average of $839,272.70
−Profit target of 8% is slightly above the industry average of 7.9%, marginally harder to achieve
−Trailing EOD drawdown type can be more restrictive than fixed drawdown structures

PROPDNA VERDICT

Topstep

Higher trust score (66/100). Slower payouts at 7d. 90% profit split.

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