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HEAD-TO-HEAD COMPARISON · 2026

Topstep vs FXIFY

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

Topstep
TOPS
Topstep
✓ VERIFIEDEST. 2012
FXIFY
FXFY
FXIFY
EST. 2022
TOPSTEP
METRIC
FXIFY
66/100—
TRUST SCORE
BETTER78/100
4/5BETTER
RATING
—0/5
90%BETTER
PROFIT SPLIT
—80%
$150,000—
MAX FUNDING
BETTER$400,000
$49—
MIN COST
BETTER$32
7dTIE
PAYOUT DAYS
TIE7d
28%BETTER
PASS RATE
—15%
1BETTER
REVIEW COUNT
—0

TOPSTEP DETAILS

STEPS
1-phase
DRAWDOWN
Trailing EOD
MARKETS
Futures
PLATFORMS
MT4, MT5
TYPES
futures, beginner

FXIFY DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Commodities, Metals, Crypto
PLATFORMS
MT4, MT5
TYPES
forex, multi-asset, fast-payout

Topstep PROS

  • +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
  • +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
  • +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
  • +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

  • −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
  • −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
  • −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

FXIFY PROS

  • +Minimum challenge cost of $32 is well below the industry average of $186.7.
  • +On-demand payouts offer more flexibility than fixed payout schedules.
  • +Max funding of $400,000 is well above the industry average of $839,272.7 — note: still below average but competitive among mid-tier firms.
  • +EA/automated trading and weekend holding are both permitted, supporting diverse strategies.

FXIFY CONS

  • −Profit split of 80% is below the industry average of 84.7%.
  • −News trading is not allowed, restricting a widely used trading approach.
  • −Pass rate of only 15% suggests the challenge conditions are difficult to complete successfully.

PROPDNA VERDICT

Topstep
Lower trust score (66/100). Faster payouts at 7d. 90% profit split.
FXIFY
Higher trust score (78/100). Faster payouts at 7d. 80% profit split.

RELATED LINKS

Topstep Full Review →FXIFY Full Review →All Comparisons →
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