RISK
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HEAD-TO-HEAD COMPARISON · 2026
Topstep vs FTUK
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
TOPS
Topstep
✓ VERIFIEDEST. 2012
FTUK
FTUK
EST. 2020
TOPSTEP
METRIC
FTUK
66/100BETTER
TRUST SCORE
—60/100
4/5—
RATING
BETTER5/5
90%BETTER
PROFIT SPLIT
—80%
$150,000—
MAX FUNDING
BETTER$400,000
$49BETTER
MIN COST
—$119
7d—
PAYOUT DAYS
BETTER1d
28%BETTER
PASS RATE
—20%
1TIE
REVIEW COUNT
TIE1
TOPSTEP DETAILS
- STEPS
- 1-phase
- DRAWDOWN
- Trailing EOD
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
FTUK DETAILS
- STEPS
- 2-phase
- DRAWDOWN
- Fixed
- MARKETS
- Forex, Indices, Commodities, Metals
- PLATFORMS
- MT4, MT5
- TYPES
- forex, fast-payout, large-cap
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
FTUK PROS
- +Days to first payout is 1, dramatically faster than the industry average of 6.5 days
- +Min challenge cost of $119 is below the industry average of $186.70, reducing entry costs
- +Fee refund is offered, adding financial protection for traders who pass the challenge
- +Allows weekend holding, news trading, and EA/automated trading, offering maximum strategy flexibility
FTUK CONS
- −Profit split of 80% is below the industry average of 84.7% by 4.7 percentage points
- −Profit target of 10% is above the industry average of 7.9%, making the challenge harder to pass
- −Pass rate of 20% is low, indicating most traders do not successfully complete the evaluation
PROPDNA VERDICT
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