Topstep vs Funded Trading Plus

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPSTEP DETAILS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

+On-demand payouts offer faster access to profits than monthly or bi-weekly schedules
+Weekend holding, news trading, and EA use are all permitted
+Four platforms supported (cTrader, DXTrade, Match Trader, MT5) offering broad trader choice
+Wide market access including Crypto, Energy, Indices, Metals, Commodities, and FX

−Min challenge cost of $1,759 is dramatically above the industry average of $186.7
−Max funding of $100,000 is well below the industry average of $839,272.7
−Profit split of 80% is below the industry average of 84.7%

Topstep

Trust score 70/100. Faster payouts at 3d. 90% profit split.

Funded Trading Plus

Not yet rated by PropDNA traders. Slower payouts at 7d. 80% profit split.