RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Topstep vs FundedFirm

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

TOPS

Topstep

✓ VERIFIEDEST. 2012

FNFM

FundedFirm

TOPSTEP

METRIC

FUNDEDFIRM

66/100BETTER

TRUST SCORE

—0/100

4/5BETTER

RATING

—0/5

90%—

PROFIT SPLIT

BETTER100%

$150,000BETTER

MAX FUNDING

—$100,000

$49BETTER

MIN COST

—$549

7d—

PAYOUT DAYS

BETTER1d

28%

PASS RATE

—

1BETTER

REVIEW COUNT

—0

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

FUNDEDFIRM DETAILS

STEPS: 1-phase
DRAWDOWN: Fixed
MARKETS: Forex
PLATFORMS: MT5

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

FundedFirm PROS

+100% profit split is exceptionally above the industry average of 84.7%
+Days to first payout of 1 is significantly faster than the industry average of 6.5 days
+Single-step evaluation is below the industry average of 1.6 steps to funded
+Fee refund is available, reducing the net cost of the evaluation

FundedFirm CONS

−Max funding of $100,000 is well below the industry average of $839,272.70
−Min challenge cost of $549 is significantly above the industry average of $186.7
−Profit target of 10% is above the industry average of 7.9%, making evaluation harder to pass

PROPDNA VERDICT

Topstep

Higher trust score (66/100). Slower payouts at 7d. 90% profit split.

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