RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Topstep vs OneFunded

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

Topstep
TOPS
Topstep
✓ VERIFIEDEST. 2012
OneFunded
1FND
OneFunded
✓ VERIFIEDEST. 2023
TOPSTEP
METRIC
ONEFUNDED
66/100BETTER
TRUST SCORE
—55/100
4/5BETTER
RATING
—1/5
90%TIE
PROFIT SPLIT
TIE90%
$150,000—
MAX FUNDING
BETTER$200,000
$49BETTER
MIN COST
—$59
7dBETTER
PAYOUT DAYS
—14d
28%—
PASS RATE
BETTER35%
1TIE
REVIEW COUNT
TIE1

TOPSTEP DETAILS

STEPS
1-phase
DRAWDOWN
Trailing EOD
MARKETS
Futures
PLATFORMS
MT4, MT5
TYPES
futures, beginner

ONEFUNDED DETAILS

STEPS
1-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Crypto, Metals, Stocks
PLATFORMS
MT5, cTrader
TYPES
forex, beginner, multi-asset, crypto

Topstep PROS

  • +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
  • +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
  • +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
  • +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

  • −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
  • −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
  • −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

OneFunded PROS

  • +No time limits on eval
  • +4 challenge tracks
  • +Transparent rules

OneFunded CONS

  • −Days to first payout is 14, more than double the industry average of 6.5 days
  • −Max funding of $200,000 is significantly below the industry average of $839,272
  • −Pass rate of 35% suggests moderate selectivity, though no drawdown or profit target data is provided for context

PROPDNA VERDICT

Topstep
Higher trust score (66/100). Faster payouts at 7d. 90% profit split.
OneFunded
Lower trust score (55/100). Slower payouts at 14d. 90% profit split.

RELATED LINKS

Topstep Full Review →OneFunded Full Review →All Comparisons →
← COMPARE ALL FIRMS ON PROPDNA

Affiliate disclosure: PropDNA may earn a commission if you start a challenge through links on this page. Scores are calculated algorithmically from verified trader reviews — not influenced by commercial relationships.Privacy Policy