RISK

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HEAD-TO-HEAD COMPARISON · 2026

Trading Cult vs FTMO

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

Trading Cult
TCLT
Trading Cult
EST. 2024
FTMO
FTMO
FTMO
✓ VERIFIEDEST. 2015
TRADING CULT
METRIC
FTMO
53/100—
TRUST SCORE
BETTER61/100
5/5BETTER
RATING
—4/5
80%—
PROFIT SPLIT
BETTER90%
$2,000,000BETTER
MAX FUNDING
—$400,000
$30BETTER
MIN COST
—$155
14dTIE
PAYOUT DAYS
TIE14d
—
PASS RATE
22%
1TIE
REVIEW COUNT
TIE1

TRADING CULT DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Commodities, Metals, Crypto
PLATFORMS
MT4, MT5, cTrader
TYPES
Fast Payout, Instant Funding

FTMO DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Crypto, Commodities, Metals
PLATFORMS
MT4, MT5, cTrader
TYPES
forex, large-cap, multi-asset, Beginner Friendly, Pro Traders, Fast Payout, Large Cap, crypto

Trading Cult PROS

  • +Min challenge cost of $30 is significantly below the industry average of $186.7, lowering the barrier to entry.
  • +Max funding of $2,000,000 is more than double the industry average of $839,272.7.
  • +Fixed drawdown type provides traders with predictable and stable risk boundaries.
  • +Profit target of 8% aligns with the industry average of 7.9%, setting a fair challenge threshold.

Trading Cult CONS

  • −News trading and EA/automated trading are both not allowed, severely restricting trading strategies.
  • −Weekend holding is not allowed, limiting flexibility for traders with longer-term positions.
  • −Days to first payout of 14 is more than double the industry average of 6.5 days, delaying trader income.

FTMO PROS

  • +Profit split of 90% exceeds the industry average of 84.6%.
  • +Fee refund is available
  • +Founded in 2015, giving it one of the longest operational track records in the industry.
  • +Weekend and overnight holding is allowed during evaluation phases.
  • +A recently introduced competitive one-step program.

FTMO CONS

  • −Days to first payout of 14 is more than double the industry average of 6.5.
  • −Profit target of 10% is above the industry average of 8.0%, raising the qualification bar.
  • −News trading is not allowed at funded, restricting strategy options around major economic events.

PROPDNA VERDICT

Trading Cult
Lower trust score (53/100). Faster payouts at 14d. 80% profit split.
FTMO
Higher trust score (61/100). Faster payouts at 14d. 90% profit split.

RELATED LINKS

Trading Cult Full Review →FTMO Full Review →All Comparisons →
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