RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Smart Prop Trader vs Upcomers

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

SMPT

Smart Prop Trader

EST. 2022

UPCM

Upcomers

EST. 2023

SMART PROP TRADER

METRIC

UPCOMERS

73/100BETTER

TRUST SCORE

—0/100

0/5TIE

RATING

TIE0/5

85%

PROFIT SPLIT

—

$800,000

MAX FUNDING

—

$97

MIN COST

—

PAYOUT DAYS

—

PASS RATE

—

0TIE

REVIEW COUNT

TIE0

SMART PROP TRADER DETAILS

STEPS: 2-phase
DRAWDOWN: Fixed
MARKETS: Forex, Indices, Commodities, Metals
PLATFORMS: MT4, MT5
TYPES: forex, large-cap

UPCOMERS DETAILS

STEPS: -phase

Smart Prop Trader PROS

+Profit split of 85% is above the industry average of 84.7%.
+Minimum challenge cost of $97 is well below the industry average of $186.7.
+On-demand payouts, weekend holding, news trading, and EA use are all permitted.
+Supports multiple platforms including MT4 and MT5.

Smart Prop Trader CONS

−Max funding of $800,000 is slightly below the industry average of $839,272.7.
−Days to first payout of 7 is marginally above the industry average of 6.5 days.
−No fee refund offered, adding cost risk for traders who do not pass the challenge.

Upcomers PROS

+Czech Republic is an EU-member jurisdiction, which may offer relevant regulatory context for European traders.
+No further data is available to substantiate additional pros at this time.
+No platform or market data is provided to assess trading conditions.
+No funding or cost data is available to compare against industry benchmarks.

Upcomers CONS

−Founded in 2023, making Upcomers a very new firm with minimal operational track record.
−No profit split, drawdown, funding, or challenge cost data is available for industry comparison.
−Lack of transparency around key metrics makes it very difficult for traders to make informed decisions.

PROPDNA VERDICT

Smart Prop Trader

Higher trust score (73/100). Faster payouts at 7d. 85% profit split.

START WITH SMPT