RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Smart Prop Trader vs FTMO

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

Smart Prop Trader
SMPT
Smart Prop Trader
EST. 2022
FTMO
FTMO
FTMO
✓ VERIFIEDEST. 2015
SMART PROP TRADER
METRIC
FTMO
73/100BETTER
TRUST SCORE
—61/100
0/5—
RATING
BETTER4/5
85%—
PROFIT SPLIT
BETTER90%
$800,000BETTER
MAX FUNDING
—$400,000
$97BETTER
MIN COST
—$155
7dBETTER
PAYOUT DAYS
—14d
—
PASS RATE
22%
0—
REVIEW COUNT
BETTER1

SMART PROP TRADER DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Commodities, Metals
PLATFORMS
MT4, MT5
TYPES
forex, large-cap

FTMO DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Crypto, Commodities, Metals
PLATFORMS
MT4, MT5, cTrader
TYPES
forex, large-cap, multi-asset, Beginner Friendly, Pro Traders, Fast Payout, Large Cap, crypto

Smart Prop Trader PROS

  • +Profit split of 85% is above the industry average of 84.7%.
  • +Minimum challenge cost of $97 is well below the industry average of $186.7.
  • +On-demand payouts, weekend holding, news trading, and EA use are all permitted.
  • +Supports multiple platforms including MT4 and MT5.

Smart Prop Trader CONS

  • −Max funding of $800,000 is slightly below the industry average of $839,272.7.
  • −Days to first payout of 7 is marginally above the industry average of 6.5 days.
  • −No fee refund offered, adding cost risk for traders who do not pass the challenge.

FTMO PROS

  • +Profit split of 90% exceeds the industry average of 84.6%.
  • +Fee refund is available
  • +Founded in 2015, giving it one of the longest operational track records in the industry.
  • +Weekend and overnight holding is allowed during evaluation phases.
  • +A recently introduced competitive one-step program.

FTMO CONS

  • −Days to first payout of 14 is more than double the industry average of 6.5.
  • −Profit target of 10% is above the industry average of 8.0%, raising the qualification bar.
  • −News trading is not allowed at funded, restricting strategy options around major economic events.

PROPDNA VERDICT

Smart Prop Trader
Higher trust score (73/100). Faster payouts at 7d. 85% profit split.
FTMO
Lower trust score (61/100). Slower payouts at 14d. 90% profit split.

RELATED LINKS

Smart Prop Trader Full Review →FTMO Full Review →All Comparisons →
← COMPARE ALL FIRMS ON PROPDNA

Affiliate disclosure: PropDNA may earn a commission if you start a challenge through links on this page. Scores are calculated algorithmically from verified trader reviews — not influenced by commercial relationships.Privacy Policy