RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Smart Prop Trader vs The 5%ers

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

SMPT

Smart Prop Trader

EST. 2022

5PRS

The 5%ers

✓ VERIFIEDEST. 2016

SMART PROP TRADER

METRIC

THE 5%ERS

73/100BETTER

TRUST SCORE

—61/100

0/5—

RATING

BETTER4/5

85%—

PROFIT SPLIT

BETTER100%

$800,000—

MAX FUNDING

BETTER$4,000,000

$97—

MIN COST

BETTER$39

7dBETTER

PAYOUT DAYS

—14d

—

PASS RATE

18%

0—

REVIEW COUNT

BETTER1

SMART PROP TRADER DETAILS

STEPS: 2-phase
DRAWDOWN: Fixed
MARKETS: Forex, Indices, Commodities, Metals
PLATFORMS: MT4, MT5
TYPES: forex, large-cap

THE 5%ERS DETAILS

STEPS: 2-phase
DRAWDOWN: Trailing
MARKETS: Forex, Metals, Indices
PLATFORMS: MT4, MT5
TYPES: forex, large-cap, advanced

Smart Prop Trader PROS

+Profit split of 85% is above the industry average of 84.7%.
+Minimum challenge cost of $97 is well below the industry average of $186.7.
+On-demand payouts, weekend holding, news trading, and EA use are all permitted.
+Supports multiple platforms including MT4 and MT5.

Smart Prop Trader CONS

−Max funding of $800,000 is slightly below the industry average of $839,272.7.
−Days to first payout of 7 is marginally above the industry average of 6.5 days.
−No fee refund offered, adding cost risk for traders who do not pass the challenge.

The 5%ers PROS

+Profit split of 100% is the maximum possible, far exceeding the industry average of 84.7%
+Max funding of $4,000,000 vastly exceeds the industry average of $839,272, offering exceptional capital scale
+Min challenge cost of $39 is well below the industry average of $186.70, minimising entry costs
+Profit target of 5% is below the industry average of 7.9%, making the challenge easier to pass

The 5%ers CONS

−Days to first payout is 14, more than double the industry average of 6.5 days
−Pass rate of 18% is very low, indicating the majority of traders fail the evaluation
−Trailing drawdown type is the most restrictive, shrinking the drawdown buffer as profits grow

PROPDNA VERDICT

Smart Prop Trader

Higher trust score (73/100). Faster payouts at 7d. 85% profit split.

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