RISK

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HEAD-TO-HEAD COMPARISON · 2026

My Funded Futures vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

MFFU

My Funded Futures

EST. 2022

TOPS

Topstep

✓ VERIFIEDEST. 2012

MY FUNDED FUTURES

METRIC

TOPSTEP

80/100BETTER

TRUST SCORE

—66/100

0/5—

RATING

BETTER4/5

90%TIE

PROFIT SPLIT

TIE90%

$150,000TIE

MAX FUNDING

TIE$150,000

$65—

MIN COST

BETTER$49

14d—

PAYOUT DAYS

BETTER7d

—

PASS RATE

28%

0—

REVIEW COUNT

BETTER1

MY FUNDED FUTURES DETAILS

STEPS: 2-phase
DRAWDOWN: Fixed
MARKETS: Futures
PLATFORMS: TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, DeepChart
TYPES: futures

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

My Funded Futures PROS

+Profit split of 90% is notably above the industry average of 84.7%.
+Profit target of 6% is below the industry average of 7.9%, making the funded threshold easier to reach.
+Wide platform support includes TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, and DeepChart.
+News trading and EA/automated trading are both permitted.

My Funded Futures CONS

−Days to first payout at 14 days is more than double the industry average of 6.5 days.
−Max funding of $150,000 is significantly below the industry average of $839,272.7.
−Weekend holding is not allowed, restricting position management across market closures.

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

My Funded Futures

Higher trust score (80/100). Slower payouts at 14d. 90% profit split.

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