HEAD-TO-HEAD · 2026
My Funded Futures vs Topstep
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | My Funded Futures EST. 2022 | Topstep ✓ VERIFIEDEST. 2012 |
|---|---|---|
| TRUST SCORE | 53/100 | 69/100BETTER |
| PROFIT SPLIT | 90%TIE | 90%TIE |
| PAYOUT DAYS | 14d | 7dBETTER |
| MIN COST | $65 | $49BETTER |
| MAX FUNDING | $150,000TIE | $150,000TIE |
| RATING | 5/5BETTER | 3/5 |
| REVIEW COUNT | 1 | 3BETTER |
| STEPS | 2-step | 1-step |
| DRAWDOWN | Fixed | Trailing EOD |
MY FUNDED FUTURES DETAILS
- MARKETS
- Futures
- PLATFORMS
- TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, DeepChart
- TYPES
- futures
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
My Funded Futures PROS
- +Profit split of 90% is notably above the industry average of 84.7%.
- +Profit target of 6% is below the industry average of 7.9%, making the funded threshold easier to reach.
- +Wide platform support includes TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, and DeepChart.
- +News trading and EA/automated trading are both permitted.
My Funded Futures CONS
- −Days to first payout at 14 days is more than double the industry average of 6.5 days.
- −Max funding of $150,000 is significantly below the industry average of $839,272.7.
- −Weekend holding is not allowed, restricting position management across market closures.
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
PROPDNA VERDICT
My Funded Futures
Lower trust score (53/100). Slower payouts at 14d. 90% profit split.
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RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
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