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Compare/My Funded Futures vs Topstep
HEAD-TO-HEAD · 2026

My Funded Futures vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

METRIC
MFFU
My Funded Futures
EST. 2022
TOPS
Topstep
✓ VERIFIEDEST. 2012
TRUST SCORE53/10069/100BETTER
PROFIT SPLIT90%TIE90%TIE
PAYOUT DAYS14d7dBETTER
MIN COST$65$49BETTER
MAX FUNDING$150,000TIE$150,000TIE
RATING5/5BETTER3/5
REVIEW COUNT13BETTER
STEPS2-step1-step
DRAWDOWNFixedTrailing EOD

MY FUNDED FUTURES DETAILS

MARKETS
Futures
PLATFORMS
TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, DeepChart
TYPES
futures

TOPSTEP DETAILS

MARKETS
Futures
PLATFORMS
MT4, MT5
TYPES
futures, beginner

My Funded Futures PROS

  • +Profit split of 90% is notably above the industry average of 84.7%.
  • +Profit target of 6% is below the industry average of 7.9%, making the funded threshold easier to reach.
  • +Wide platform support includes TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, and DeepChart.
  • +News trading and EA/automated trading are both permitted.

My Funded Futures CONS

  • Days to first payout at 14 days is more than double the industry average of 6.5 days.
  • Max funding of $150,000 is significantly below the industry average of $839,272.7.
  • Weekend holding is not allowed, restricting position management across market closures.

Topstep PROS

  • +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
  • +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
  • +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
  • +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

  • Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
  • Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
  • Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

My Funded Futures
Lower trust score (53/100). Slower payouts at 14d. 90% profit split.
Topstep
Higher trust score (69/100). Faster payouts at 7d. 90% profit split.

RELATED LINKS

My Funded Futures Full Review →Topstep Full Review →All Comparisons →
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RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

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