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Compare/My Funded Futures vs Topstep
HEAD-TO-HEAD · 2026

My Funded Futures vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

METRIC
MFFU
My Funded Futures
EST. 2023
TOPS
Topstep
✓ VERIFIEDEST. 2012
TRUST SCORE70/100
PROFIT SPLIT90%TIE90%TIE
PAYOUT DAYS1dBETTER3d
MIN COST$109$49BETTER
MAX FUNDING$150,000TIE$150,000TIE
RATING4/5
REVIEW COUNT01BETTER
STEPS1-step1-step
DRAWDOWNEOD TrailingEOD Trailing

MY FUNDED FUTURES DETAILS

MARKETS
Futures
PLATFORMS
NinjaTrader, Tradovate, TradingView, Quantower
TYPES
futures

TOPSTEP DETAILS

MARKETS
Futures
PLATFORMS
TopstepX
TYPES
futures, beginner

My Funded Futures PROS

  • +Profit split of 90% is notably above the industry average of 84.7%.
  • +Profit target of 6% is below the industry average of 7.9%, making the funded threshold easier to reach.
  • +Wide platform support includes TradingView, NinjaTrader, Quantower, Tradovate, DeepDOM, and DeepChart.
  • +News trading and EA/automated trading are both permitted.

My Funded Futures CONS

  • Days to first payout at 14 days is more than double the industry average of 6.5 days.
  • Max funding of $150,000 is significantly below the industry average of $839,272.7.
  • Weekend holding is not allowed, restricting position management across market closures.

Topstep PROS

  • +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
  • +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
  • +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
  • +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

  • Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
  • Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
  • Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

My Funded Futures
Not yet rated by PropDNA traders. Faster payouts at 1d. 90% profit split.
Topstep
Trust score 70/100. Slower payouts at 3d. 90% profit split.

RELATED LINKS

My Funded Futures Full Review →Topstep Full Review →All Comparisons →
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RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

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