RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Instant Funding vs BuoyTrade

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

IFND

Instant Funding

EST. 2021

BUOY

BuoyTrade

INSTANT FUNDING

METRIC

BUOYTRADE

60/100BETTER

TRUST SCORE

—0/100

3.5/5BETTER

RATING

—0/5

80%TIE

PROFIT SPLIT

TIE80%

$1,280,000BETTER

MAX FUNDING

—$1,024,000

$459—

MIN COST

BETTER$50

14dTIE

PAYOUT DAYS

TIE14d

—

PASS RATE

—

0TIE

REVIEW COUNT

TIE0

INSTANT FUNDING DETAILS

STEPS: 1-phase
DRAWDOWN: Fixed
MARKETS: Forex, Commodities, Indices, Crypto
PLATFORMS: MT5, cTrader

BUOYTRADE DETAILS

STEPS: 1-phase
DRAWDOWN: Static
MARKETS: Forex
PLATFORMS: MT4

Instant Funding PROS

+Max funding of $1,280,000 is well above the industry average of $839,272.7
+Single-step funding process is faster than the industry average of 1.6 steps
+Weekly payouts offer more frequent access to profits than monthly schedules
+Profit target of 7% is below the industry average of 7.9%, making evaluation slightly easier to pass

Instant Funding CONS

−Min challenge cost of $459 is well above the industry average of $186.7
−Days to first payout of 14 is more than double the industry average of 6.5 days
−News trading is not allowed, restricting strategy options during high-impact events

BuoyTrade PROS

+Min challenge cost of $50 is well below the industry average of $186.7, making entry highly affordable.
+Single-step funding is better than the industry average of 1.6 steps, offering a faster path to funded status.
+Max funding of $1,024,000 is above the industry average of $839,272.7, providing above-average scaling potential.
+Profit target of 5% is well below the industry average of 7.9%, making the evaluation stage easier to pass.

BuoyTrade CONS

−Profit split of 80% is below the industry average of 84.7%, reducing the trader's share of earnings.
−Overall drawdown of 5% is well below the industry average of 7.9%, offering significantly less margin before breach.
−EA/automated trading is not allowed, restricting algorithmic traders from participating with this firm.

PROPDNA VERDICT

Instant Funding

Higher trust score (60/100). Faster payouts at 14d. 80% profit split.

START WITH IFND