HEAD-TO-HEAD · 2026
FXIFY vs Topstep
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | FXIFY EST. 2022 | Topstep ✓ VERIFIEDEST. 2012 |
|---|---|---|
| TRUST SCORE | 57/100 | 69/100BETTER |
| PROFIT SPLIT | 80% | 90%BETTER |
| PAYOUT DAYS | 7dTIE | 7dTIE |
| MIN COST | $32BETTER | $49 |
| MAX FUNDING | $400,000BETTER | $150,000 |
| RATING | 4/5BETTER | 3/5 |
| REVIEW COUNT | 1 | 3BETTER |
| STEPS | 2-step | 1-step |
| DRAWDOWN | Fixed | Trailing EOD |
FXIFY DETAILS
- MARKETS
- Forex, Indices, Commodities, Metals, Crypto
- PLATFORMS
- MT4, MT5
- TYPES
- forex, multi-asset, fast-payout
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
FXIFY PROS
- +Minimum challenge cost of $32 is well below the industry average of $186.7.
- +On-demand payouts offer more flexibility than fixed payout schedules.
- +Max funding of $400,000 is well above the industry average of $839,272.7 — note: still below average but competitive among mid-tier firms.
- +EA/automated trading and weekend holding are both permitted, supporting diverse strategies.
FXIFY CONS
- −Profit split of 80% is below the industry average of 84.7%.
- −News trading is not allowed, restricting a widely used trading approach.
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
PROPDNA VERDICT
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RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
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