RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Funded Trading Plus vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

FTTP

Funded Trading Plus

EST. 2021

TOPS

Topstep

✓ VERIFIEDEST. 2012

FUNDED TRADING PLUS

METRIC

TOPSTEP

60/100—

TRUST SCORE

BETTER66/100

3.5/5—

RATING

BETTER4/5

80%—

PROFIT SPLIT

BETTER90%

$100,000—

MAX FUNDING

BETTER$150,000

$1,759—

MIN COST

BETTER$49

3dBETTER

PAYOUT DAYS

—7d

—

PASS RATE

28%

0—

REVIEW COUNT

BETTER1

FUNDED TRADING PLUS DETAILS

STEPS: 2-phase
DRAWDOWN: Fixed
MARKETS: Crypto, Energy, Indices, Metals, Other Commodities, FX
PLATFORMS: cTrader, DXTrade, Match Trader, MT5

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

Funded Trading Plus PROS

+On-demand payouts offer faster access to profits than monthly or bi-weekly schedules
+Weekend holding, news trading, and EA use are all permitted
+Four platforms supported (cTrader, DXTrade, Match Trader, MT5) offering broad trader choice
+Wide market access including Crypto, Energy, Indices, Metals, Commodities, and FX

Funded Trading Plus CONS

−Min challenge cost of $1,759 is dramatically above the industry average of $186.7
−Max funding of $100,000 is well below the industry average of $839,272.7
−Profit split of 80% is below the industry average of 84.7%

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

Funded Trading Plus

Lower trust score (60/100). Faster payouts at 3d. 80% profit split.

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