Compare/FTMO vs Topstep

FTMO vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

FTMO DETAILS

MARKETS: Forex, Indices, Crypto, Commodities, Metals
PLATFORMS: MT4, MT5, cTrader
TYPES: forex, large-cap, multi-asset, Beginner Friendly, Pro Traders, Fast Payout, Large Cap, crypto

+Profit split of 90% exceeds the industry average of 84.6%.
+Fee refund is available
+Founded in 2015, giving it one of the longest operational track records in the industry.
+Weekend and overnight holding is allowed during evaluation phases.
+A recently introduced competitive one-step program.

−Days to first payout of 14 is more than double the industry average of 6.5.
−Profit target of 10% is above the industry average of 8.0%, raising the qualification bar.
−News trading is not allowed at funded, restricting strategy options around major economic events.

+Profit split of 90% exceeds the average of 83.2% across listed firms.
+Minimum challenge cost of $49 is below the average of $69.4 across listed firms.
+Only 1 evaluation step required, below the average of 1.6 across listed firms.
+Payout window of 3 days is well below the average of 9.6 days across listed firms.

−Max funding of $150,000 is significantly below the average of $310,294.1 across listed firms.
−Overall drawdown of 4% is below the average of 7.9% across listed firms, offering less room.
−Profit target of 6% is below the average of 8.1%, but only one platform (TopstepX) is available.

FTMO

Higher trust score (65/100). Slower payouts (14d). 80% profit split.

Topstep

Lower trust score (64/100). Faster payouts (3d). 90% profit split.