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Compare/Fintokei vs Topstep
HEAD-TO-HEAD · 2026

Fintokei vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

METRIC
FNTK
Fintokei
EST. 2022
TOPS
Topstep
✓ VERIFIEDEST. 2012
TRUST SCORE67/100
PROFIT SPLIT80%90%BETTER
PAYOUT DAYS14d3dBETTER
MIN COST$49TIE$49TIE
MAX FUNDING$400,000BETTER$150,000
RATING4/5
REVIEW COUNT01BETTER
STEPS2-step1-step
DRAWDOWNEquity-basedEOD Trailing

FINTOKEI DETAILS

MARKETS
Forex, Indices, Commodities, Metals, Crypto
PLATFORMS
MT4, MT5, TradingView, cTrader
TYPES
forex, fast-payout, advanced, Beginner Friendly, Pro Traders, Fast Payout, Large Cap, crypto

TOPSTEP DETAILS

MARKETS
Futures
PLATFORMS
TopstepX
TYPES
futures, beginner

Fintokei PROS

  • +Steps to funded is 1, well below the industry average of 1.6, meaning faster path to funding.
  • +Min challenge cost of $99 is below the industry average of $186.7, reducing upfront cost.
  • +Weekend holding, news trading, and EA use are all permitted, providing broad trading flexibility.
  • +Fee refund is available, offering traders a chance to recover the challenge cost.

Fintokei CONS

  • Profit split of 80% is below the industry average of 84.7%, reducing the trader's earnings share.
  • Max funding of $500,000 is well below the industry average of $839,272.7, limiting earning potential.
  • Overall drawdown of 10% exceeds the industry average of 7.9%, requiring greater loss tolerance.

Topstep PROS

  • +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
  • +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
  • +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
  • +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

  • Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
  • Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
  • Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

Fintokei
Not yet rated by PropDNA traders. Slower payouts at 14d. 80% profit split.
Topstep
Trust score 67/100. Faster payouts at 3d. 90% profit split.

RELATED LINKS

Fintokei Full Review →Topstep Full Review →All Comparisons →
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RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

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