RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Fintokei vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

FNTK

Fintokei

EST. 2020

TOPS

Topstep

✓ VERIFIEDEST. 2012

FINTOKEI

METRIC

TOPSTEP

68/100BETTER

TRUST SCORE

—66/100

0/5—

RATING

BETTER4/5

80%—

PROFIT SPLIT

BETTER90%

$500,000BETTER

MAX FUNDING

—$150,000

$99—

MIN COST

BETTER$49

7dTIE

PAYOUT DAYS

TIE7d

—

PASS RATE

28%

0—

REVIEW COUNT

BETTER1

FINTOKEI DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing
MARKETS: Forex, Indices, Commodities, Metals, Crypto
PLATFORMS: MT4, MT5, TradingView, cTrader
TYPES: forex, fast-payout, advanced, Beginner Friendly, Pro Traders, Fast Payout, Large Cap, crypto

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

Fintokei PROS

+Steps to funded is 1, well below the industry average of 1.6, meaning faster path to funding.
+Min challenge cost of $99 is below the industry average of $186.7, reducing upfront cost.
+Weekend holding, news trading, and EA use are all permitted, providing broad trading flexibility.
+Fee refund is available, offering traders a chance to recover the challenge cost.

Fintokei CONS

−Profit split of 80% is below the industry average of 84.7%, reducing the trader's earnings share.
−Max funding of $500,000 is well below the industry average of $839,272.7, limiting earning potential.
−Overall drawdown of 10% exceeds the industry average of 7.9%, requiring greater loss tolerance.

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

Fintokei

Higher trust score (68/100). Faster payouts at 7d. 80% profit split.

START WITH FNTK