HEAD-TO-HEAD · 2026
Funded Traders vs Topstep
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | Funded Traders | Topstep ✓ VERIFIEDEST. 2012 |
|---|---|---|
| TRUST SCORE | 46/100 | 69/100BETTER |
| PROFIT SPLIT | — | 90% |
| PAYOUT DAYS | — | 7d |
| MIN COST | $489 | $49BETTER |
| MAX FUNDING | $600,000BETTER | $150,000 |
| RATING | 4.5/5BETTER | 3/5 |
| REVIEW COUNT | 2 | 3BETTER |
| STEPS | 2-step | 1-step |
| DRAWDOWN | Fixed | Trailing EOD |
FUNDED TRADERS DETAILS
- PLATFORMS
- Match-Trader, DXTrade, cTrader
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
Funded Traders PROS
- +Overall drawdown of 8% is close to the industry average of 7.9%, representing a balanced risk threshold.
- +Fixed drawdown type provides predictable and clearly defined risk limits for traders.
- +News trading is allowed, supporting a broader range of active trading strategies.
- +Multiple platforms including Match-Trader, DXTrade, and cTrader offer flexibility in trading environment.
Funded Traders CONS
- −Min challenge cost of $489 is drastically above the industry average of $186.7, making entry significantly more expensive.
- −Key data including profit split, days to first payout, and payout frequency are not provided, limiting transparency.
- −Profit target of 10% is above the industry average of 7.9%, making the challenge harder to complete.
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
PROPDNA VERDICT
RELATED LINKS
RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
Affiliate disclosure: PropDNA may earn a commission if you start a challenge through links on this page. Scores are calculated algorithmically from verified trader reviews — not influenced by commercial relationships.Privacy Policy
