RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Funding Traders vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

FNDG

Funding Traders

TOPS

Topstep

✓ VERIFIEDEST. 2012

FUNDING TRADERS

METRIC

TOPSTEP

51/100—

TRUST SCORE

BETTER69/100

4/5BETTER

RATING

—3/5

90%TIE

PROFIT SPLIT

TIE90%

$400,000BETTER

MAX FUNDING

—$150,000

$25BETTER

MIN COST

—$49

14d—

PAYOUT DAYS

BETTER7d

—

PASS RATE

28%

1—

REVIEW COUNT

BETTER3

FUNDING TRADERS DETAILS

STEPS: 2-phase
DRAWDOWN: Fixed
MARKETS: Forex, Indices, Commodities, Crypto, Stocks

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

Funding Traders PROS

+Min challenge cost of $25 is far below the industry average of $186.7, making evaluation highly affordable.
+Profit split of 90% exceeds the industry average of 84.7%, with a fee refund also available to traders.
+Profit target of 6% is below the industry average of 7.9%, making the evaluation threshold easier to achieve.
+Covers five asset classes including Forex, Indices, Commodities, Crypto, and Stocks, offering strong diversification.

Funding Traders CONS

−Overall drawdown of 6% is below the industry average of 7.9%, providing a tighter risk boundary for traders.
−Days to first payout of 14 is more than double the industry average of 6.5 days, delaying profit access.
−Max funding of $400,000 is well below the industry average of $839,272.7, limiting maximum earning potential.

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

Funding Traders

Lower trust score (51/100). Slower payouts at 14d. 90% profit split.

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