HEAD-TO-HEAD · 2026
Elite Trader Funding vs Topstep
Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.
| METRIC | Elite Trader Funding EST. 2021 | Topstep ✓ VERIFIEDEST. 2012 |
|---|---|---|
| TRUST SCORE | 54/100 | 69/100BETTER |
| PROFIT SPLIT | 80% | 90%BETTER |
| PAYOUT DAYS | 14d | 7dBETTER |
| MIN COST | $150 | $49BETTER |
| MAX FUNDING | $300,000BETTER | $150,000 |
| RATING | 3.33/5BETTER | 3/5 |
| REVIEW COUNT | 3TIE | 3TIE |
| STEPS | 1-step | 1-step |
| DRAWDOWN | Fixed | Trailing EOD |
ELITE TRADER FUNDING DETAILS
- MARKETS
- Futures
- PLATFORMS
- NinjaTrader, Rithmic, Tradovate
- TYPES
- futures, large-cap
TOPSTEP DETAILS
- MARKETS
- Futures
- PLATFORMS
- MT4, MT5
- TYPES
- futures, beginner
Elite Trader Funding PROS
- +Single-step funding process is faster than the industry average of 1.6 steps to get funded.
- +Min challenge cost of $150 is below the industry average of $186.7, lowering the entry barrier.
- +News trading and EA/automated trading are both permitted, offering strong flexibility for diverse strategies.
- +Profit target of 6% is below the industry average of 7.9%, making the evaluation stage easier to pass.
Elite Trader Funding CONS
- −Profit split of 80% is below the industry average of 84.7%, meaning traders keep less of their earnings.
- −Max funding of $300,000 is well below the industry average of $839,272.7, limiting earning potential.
- −Days to first payout at 14 is more than double the industry average of 6.5 days, slowing cash flow.
Topstep PROS
- +Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
- +Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
- +Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
- +Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.
Topstep CONS
- −Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
- −Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
- −Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.
PROPDNA VERDICT
Elite Trader Funding
Lower trust score (54/100). Slower payouts at 14d. 80% profit split.
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RISK
Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning
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