RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

Eightcap Challenges vs Topstep

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

ECHT

Eightcap Challenges

TOPS

Topstep

✓ VERIFIEDEST. 2012

EIGHTCAP CHALLENGES

METRIC

TOPSTEP

0/100—

TRUST SCORE

BETTER66/100

0/5—

RATING

BETTER4/5

90%TIE

PROFIT SPLIT

TIE90%

$200,000BETTER

MAX FUNDING

—$150,000

$5BETTER

MIN COST

—$49

—

PAYOUT DAYS

—

PASS RATE

28%

0—

REVIEW COUNT

BETTER1

EIGHTCAP CHALLENGES DETAILS

STEPS: 2-phase
DRAWDOWN: Static
MARKETS: Forex, Indices, Commodities, Stocks
PLATFORMS: MT5, TradeLocker, MT4

TOPSTEP DETAILS

STEPS: 1-phase
DRAWDOWN: Trailing EOD
MARKETS: Futures
PLATFORMS: MT4, MT5
TYPES: futures, beginner

Eightcap Challenges PROS

+Minimum challenge cost of $5 is exceptionally low compared to the industry average of $186.7.
+Profit split of 90% is notably above the industry average of 84.7%.
+Profit target of 9% is slightly above average but paired with a strong 90% split.
+Broad market access includes Forex, Indices, Commodities, and Stocks across multiple platforms.

Eightcap Challenges CONS

−Overall drawdown of 10% is above the industry average of 7.9%, posing higher risk.
−No days-to-first-payout data is available, limiting transparency on withdrawal timelines.
−No founding date or country detail is fully confirmed, limiting background verification for traders.

Topstep PROS

+Profit split of 90% is well above the industry average of 84.7%, offering traders a superior earnings share.
+Min challenge cost of $49 is well below the industry average of $186.7, making entry highly accessible.
+Single-step funding is better than the industry average of 1.6 steps, streamlining the path to funded status.
+Founded in 2012, Topstep is one of the most established prop firms, providing strong credibility and track record.

Topstep CONS

−Max funding of $150,000 is far below the industry average of $839,272.7, significantly limiting earning potential.
−Overall drawdown of 10% with trailing EOD type means drawdown limits tighten as profits grow, increasing risk.
−Days to first payout at 7 is slightly above the industry average of 6.5, a minor but notable delay.

PROPDNA VERDICT

Eightcap Challenges

Lower trust score (0/100). Slower payouts at —d. 90% profit split.

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