RISK

Trading carries substantial risk of loss. Prop evaluation fees are typically non-refundable and the majority of traders do not pass first attempts. This comparison is for informational purposes only and does not constitute financial advice. Read full risk warning

HEAD-TO-HEAD COMPARISON · 2026

ATFunded vs Smart Prop Trader

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

ATFD

ATFunded

SMPT

Smart Prop Trader

EST. 2022

ATFUNDED

METRIC

SMART PROP TRADER

0/100—

TRUST SCORE

BETTER73/100

0/5TIE

RATING

TIE0/5

80%—

PROFIT SPLIT

BETTER85%

$200,000—

MAX FUNDING

BETTER$800,000

$49BETTER

MIN COST

—$97

14d—

PAYOUT DAYS

BETTER7d

—

PASS RATE

—

0TIE

REVIEW COUNT

TIE0

ATFUNDED DETAILS

STEPS: 2-phase
DRAWDOWN: Trailing EOD
MARKETS: Forex, Indices, Commodities, Crypto

SMART PROP TRADER DETAILS

STEPS: 2-phase
DRAWDOWN: Fixed
MARKETS: Forex, Indices, Commodities, Metals
PLATFORMS: MT4, MT5
TYPES: forex, large-cap

ATFunded PROS

+Min challenge cost of $49 is well below the industry average of $186.7, making entry very affordable.
+EA/automated trading is permitted, supporting algorithmic and systematic trading strategies.
+Overall drawdown of 10% is above the industry average of 7.9%, offering more buffer before a breach occurs.
+Multi-market access including Forex, Indices, Commodities, and Crypto provides good diversification options.

ATFunded CONS

−Profit split of 80% is below the industry average of 84.7%, meaning traders retain less of their profits.
−Max funding of $200,000 is significantly below the industry average of $839,272.7, limiting earning potential.
−Days to first payout at 14 is more than double the industry average of 6.5 days, significantly slowing cash flow.

Smart Prop Trader PROS

+Profit split of 85% is above the industry average of 84.7%.
+Minimum challenge cost of $97 is well below the industry average of $186.7.
+On-demand payouts, weekend holding, news trading, and EA use are all permitted.
+Supports multiple platforms including MT4 and MT5.

Smart Prop Trader CONS

−Max funding of $800,000 is slightly below the industry average of $839,272.7.
−Days to first payout of 7 is marginally above the industry average of 6.5 days.
−No fee refund offered, adding cost risk for traders who do not pass the challenge.

PROPDNA VERDICT

ATFunded

Lower trust score (0/100). Slower payouts at 14d. 80% profit split.

START WITH ATFD