RISK

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HEAD-TO-HEAD COMPARISON · 2026

Apex Trader Funding vs Smart Prop Trader

Side-by-side comparison of trust scores, profit splits, payout speed, and real trader reviews. Independent data — no sponsored rankings.

Apex Trader Funding
APEX
Apex Trader Funding
✓ VERIFIEDEST. 2021
Smart Prop Trader
SMPT
Smart Prop Trader
EST. 2022
APEX TRADER FUNDING
METRIC
SMART PROP TRADER
61/100
TRUST SCORE
BETTER73/100
4/5BETTER
RATING
0/5
90%BETTER
PROFIT SPLIT
85%
$300,000
MAX FUNDING
BETTER$800,000
$35BETTER
MIN COST
$97
8d
PAYOUT DAYS
BETTER7d
31%
PASS RATE
1BETTER
REVIEW COUNT
0

APEX TRADER FUNDING DETAILS

STEPS
1-phase
DRAWDOWN
Trailing EOD
MARKETS
Futures
PLATFORMS
MT4, MT5
TYPES
futures, large-cap

SMART PROP TRADER DETAILS

STEPS
2-phase
DRAWDOWN
Fixed
MARKETS
Forex, Indices, Commodities, Metals
PLATFORMS
MT4, MT5
TYPES
forex, large-cap

Apex Trader Funding PROS

  • +Min challenge cost of $35 is among the lowest and far below the industry average of $186.7
  • +Profit split of 90% is well above the industry average of 84.7%
  • +Fee refund is available, reducing the financial risk of the evaluation process
  • +Single-step funding is faster than the industry average of 1.6 steps

Apex Trader Funding CONS

  • Futures firm uses a dollar-based drawdown structure; overall drawdown percentage is not directly comparable to the 7.9% CFD average
  • Days to first payout of 8 is slightly above the industry average of 6.5 days
  • Trailing EOD drawdown type is more restrictive than a fixed drawdown structure

Smart Prop Trader PROS

  • +Profit split of 85% is above the industry average of 84.7%.
  • +Minimum challenge cost of $97 is well below the industry average of $186.7.
  • +On-demand payouts, weekend holding, news trading, and EA use are all permitted.
  • +Supports multiple platforms including MT4 and MT5.

Smart Prop Trader CONS

  • Max funding of $800,000 is slightly below the industry average of $839,272.7.
  • Days to first payout of 7 is marginally above the industry average of 6.5 days.
  • No fee refund offered, adding cost risk for traders who do not pass the challenge.

PROPDNA VERDICT

Apex Trader Funding
Lower trust score (61/100). Slower payouts at 8d. 90% profit split.
Smart Prop Trader
Higher trust score (73/100). Faster payouts at 7d. 85% profit split.

RELATED LINKS

Apex Trader Funding Full Review →Smart Prop Trader Full Review →All Comparisons →
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